Seattle’s trusted auto appraisal experts specializing in total loss evaluations. We help you get the true value your vehicle deserves after an accident. Fast, certified, and unbiased appraisals backed by years of experience in Washington state.
Professional Seattle auto appraisal services you can trust — delivering quick, unbiased, and certified evaluations for insurance claims, total loss, and fair market value.
Get a certified post-accident diminished value report to prove your car’s true worth after repairs. We help you recover the lost value insurers often overlook.
Reliable market value assessments for loans, refinancing, and estate settlements. Get an accurate, certified valuation to support your financial or legal decisions.
If your vehicle has been in an accident or you need to know its true market value for a sale, insurance claim, or legal matter, our Seattle auto appraisal service provides accurate, independent valuations you can trust. We work with private car owners, attorneys, repair shops, and dealerships across Seattle and King County.
Our certified appraisers follow Washington State standards and use real-time market data, expert vehicle knowledge, and years of experience dealing with insurance companies. Many clients turn to us after getting a low offer from their insurer — we help them back it up with strong, third-party documentation.
In Washington, drivers can file diminished value claims if their vehicle loses value after an accident — even after professional repairs. At Total Loss NW, we offer Seattle diminished value appraisals to help you recover that lost value.
Even with quality repairs, a car’s accident history lowers its resale price. Many Seattle buyers hesitate to pay full value for a vehicle with a collision record. That drop in market value is your diminished value, and you have the right to claim it.
If your vehicle was declared a total loss and your insurance payout seems too low, you have the right to dispute the offer. Most drivers in Seattle don’t realize their policy includes an appraisal clause, allowing them to hire an independent appraiser to determine their car’s true market value.
At Total Loss NW, we represent Seattle drivers through the total loss appraisal clause process, ensuring you get a fair and accurate settlement for your vehicle.
Our licensed appraisers provide accurate total loss valuations for cars, trucks, and specialty vehicles nationwide. Most reports are delivered within 2 weeks, helping clients recover $4,000–$6,000 more than the insurer’s last offer.
With a flat $550 upfront fee and USPAP-compliant reports, our services are transparent, reliable, and recognized across the U.S. We handle all vehicles, including classic, luxury, and modified cars, ensuring you get the maximum settlement possible.
Call 971-666-1646 to start your appraisal today.
We’ll review your insurance offer and determine if a total loss appraisal is needed, saving you time and money. Call us today at 971-666-1646.
If the claim review shows your vehicle is worth more than the insurer’s offer, order a flat-rate $550 desk appraisal. Payment is collected upfront, with no percentages or hidden fees.
For classic, specialty, antique, or uniquely equipped vehicles, a field inspection ensures all options and accessories are properly valued.
In some cases, we negotiate directly with the insurer if they assign their own appraiser, ensuring you receive a fair settlement.
When a car is badly damaged and the repair cost exceeds its value, the insurer may label it a total loss. In that case, a total loss appraisal provides an independent, professional valuation of what the vehicle was worth just before the accident.
This appraisal is often used to dispute low insurance offers and ensure the vehicle owner receives a fair and accurate settlement.
Start by requesting a Free Claim Review. I’ll evaluate the insurance company’s valuation and let you know whether the offer appears fair or if your vehicle is likely being undervalued. Most reviews are completed within just a few hours.
If the insurer’s valuation appears too low, I may recommend invoking the appraisal clause in your policy. If you choose to proceed, I’ll provide a formal Letter of Representation along with clear, step-by-step instructions on what to do next.
Once the appraisal clause is invoked, I take over completely. I will prepare a USPAP-compliant report, communicate with the insurer’s appraiser, negotiate for a fair valuation, coordinate the umpire process if needed, and keep you updated. My mission is to secure the strongest possible settlement for you.
Flat fee of $550, covering the full USPAP appraisal, all representation and negotiation, communication with the insurer’s appraiser, and umpire coordination if required. No percentage fees, hidden costs, or surprises.
If I take your case and the appraisal clause process does not increase your settlement by at least $1,000, I will issue a full refund of the $550 fee. This ensures zero financial risk in hiring Total Loss NW.
Most cases are completed within 1–3 weeks. Once both appraisers connect, the process usually moves quickly, and needing an umpire is uncommon.
Posted on Leslie Edson WattsTrustindex verifies that the original source of the review is Google. So thankful to work with Nico! He was very responsive with all calls even when his wife was in labor! State Farm wanted to pay $8900 for our 1995 Dodge Ram with a newer engine. Given the age of the truck, there were no comparisons on car lots as the insurance company requested. Nico totally took care of all the legal stuff. He works with multiple insurance claim adjusters. He texted me this morning that he got $15,000 for the truck but said he would try to get more! End of the day, we ended up with a payout of $17,206.50. Nico's fee was a flat $550, not a percentage of the value! He told me if he didn't get more than the proposed insurance payout, I would get the fee back!!! Very pleased customer!!Posted on JasonTrustindex verifies that the original source of the review is Google. Great company to work with on my diminished value claim. Super knowledgeable, friendly, and prompt communication. Big plus that it is a family-owned business, highly recommend them!Posted on Melanie MTrustindex verifies that the original source of the review is Google. After getting the run-around from both USAA and State Farm undervaluing our total loss /no fault insurance claim. Nico and Total Loss helped us promptly navigate a much better settlement. Don’t hesitate to use their services for an auto appraisal. Recommend!Posted on albert amsifuTrustindex verifies that the original source of the review is Google. Highly Recommend – Expert Appraiser Who Fights for You I hired Nic for a private appraisal after my insurance company offered a shockingly low payout for my vehicle. From the moment I sent him my paperwork, he didn’t hesitate, he immediately flagged that they were undervaluing my car and said, “They’re trying to rob you.” That level of honesty and confidence was exactly what I needed. What really stood out was Nico’s integrity: he promised that if he couldn’t raise the value, he’d refund me the cost of his services. That kind of guarantee speaks volumes about his professionalism and confidence in his work. Sure enough, after going back and forth with my insurance for a week, Nico stepped in and got the value of my car significantly increased. He knows exactly what he’s doing, and he doesn’t waste time. If you’re dealing with an insurance lowball and need someone who will advocate for you with skill and conviction, Nico is the one to call.Posted on Elaina BrumfielTrustindex verifies that the original source of the review is Google. HIGHLY RECOMMEND! Nico was very prompt and helped me get a higher settlement amount. Communication was awesome and helped put my mind to ease. Thank you again!Posted on Amanda BondurantTrustindex verifies that the original source of the review is Google. Nico was very efficient and thorough. Great communication!Posted on B SchmelingTrustindex verifies that the original source of the review is Google. Worked with Nico recently on getting an appraisal for a classic car of my dad’s (who recently passed away). Given the tough situation my family is in, Nico was prompt, thoughtful, with good communication and delivered a thorough product. We’ve been working with a lot of different types of appraisers (some better than others) and Nico was wonderful to work with — Definitely recommend him!Posted on Gloria LockeyTrustindex verifies that the original source of the review is Google. I loved working with Nico!! He was upfront and straight from the beginning. He knows his stuff and what he said was exactly what happened. He said " I am good at what I do" I couldn't disagree more we prevailed on my claim.Posted on Tania LittleTrustindex verifies that the original source of the review is Google. I had no idea how to make a claim for diminished value against the at-fault driver's insurance company, and the whole process felt confusing. One appraiser even told me I wouldn’t get anything because the damage was minimal and my car (a 2018 with 71k miles) was “too old.” Online sources made it sound like insurance companies use formulas to lowball you, so I was ready to give up. Then I found Nico Nix, founder of Total Loss Northwest, and everything changed. Nico was honest, professional, and incredibly knowledgeable. He offered a flat fee and explained how he could potentially get me much more than I was being led to believe. I took a chance—and I’m so glad I did. He did NOT disappoint. The report Nico prepared was customized specifically for my car and situation. It included his full list of qualifications, and he walked me through exactly what to do step by step. I felt supported and informed the entire time. While I still hate that my car now has an accident on its Carfax, getting money back for the diminished value made a huge difference. I feel like someone finally fought for me. Total Loss Northwest is the BEST! Talk to Nico!!!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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